CFO SERVICES

Strategic financial leadership for investor-backed SaaS and AI businesses

I help founders from £0.3M to £10M ARR build the financial infrastructure that turns fragmented data into board-ready reporting, strategic forecasts, and confident scaling decisions.

Book a 30-Minute Intro Call

Services

SaaS Reporting

P&L restructuring and consolidated reporting across multi-entity, multi-currency businesses.

Financial Modelling

Budgets, reforecasts, and scenario planning in Excel and Fathom.

Board & Investor Packs

The numbers, narratives, and slides that go to your board and investors.

SaaS Metrics

ARR, MRR, GRR, NRR, LTV, CAC, and unit economics — calculated and reported correctly.

Fundraise Readiness

Numbers, story, and data room in shape before you go to market.

Systems Implementation

Xero, NetSuite, AccountsIQ, chart of accounts design, and process automation.

How I Work — Part of Your Team, Not a Consultant Who Disappears

I'm not a consultant who sends a report and disappears. I become part of your team. I have dedicated days for each client, join your Slack, attend your board meetings, and work directly in your systems.

Dedicated Days

One or two dedicated days per week — focused, consistent, and deeply embedded in your business.

3–4 Clients at a Time

Focused enough to go deep, broad enough to bring pattern recognition from across the SaaS landscape.

What Moves Things Forward

Clean reporting. Clear metrics. Confident decisions. That's what good finance infrastructure gives you.

SaaS Metrics I Work With Every Day

Understanding the right metrics — and calculating them correctly — is the foundation of investor-ready SaaS finance. Here's the core framework I apply across every client engagement.

ARR / MRR

Annual & Monthly Recurring Revenue — the heartbeat of your SaaS business.

GRR / NRR

Gross & Net Revenue Retention — the clearest signal of product-market fit and expansion.

LTV / CAC

Lifetime Value vs. Customer Acquisition Cost — the unit economics that determine scalability.

CAC Payback

How long it takes to recover acquisition costs — critical for cash flow planning.

IDEAL CLIENT — Is This You?

My clients are SaaS and AI founders who are past the early chaos and starting to scale — but who don't yet have the financial infrastructure to match their ambitions.

Up to £10M ARR

You've found product-market fit and you're growing — but your finance function hasn't kept pace with the business.

Scaling Internationally

You're operating across multiple currencies, entities, or jurisdictions and need someone who's done this before.

Investor-Backed or Fundraise-Ready

You have investors to report to, or you're preparing to raise — and you need your numbers to tell a compelling, credible story.

Ready for a Finance Partner, Not Just a Bookkeeper

You want someone who sits at the leadership table, challenges assumptions, and helps you make better decisions with your numbers.

Our Complimentary Business Assessment

30-Minute Intro Call

We'll talk through where your business is today and what's holding your finance function back. No prep needed.

Comprehensive Business Review

I dig into your financial data, systems, and reporting to understand your current position and identify the biggest opportunities.

30/60/90-Day Plan

You'll receive a tailored roadmap showing exactly where I'll add value, with clear milestones and expected outcomes.

Tailored Solutions For Every Growth Stage

We provide a comprehensive finance and accounting function perfectly matched to your place on the scale-up journey.

Foundations — From £1,500 per month

For businesses with £300k+ ARR and fewer than 5 employees.

Get clarity on what's actually driving your unit economics with:

  • Streamlined month-end close
  • SaaS metrics and KPI reporting
  • Board reporting

Growth — From £2,500 per month

For businesses with £1m+ ARR and 5–20 employees.

Build the reporting and forecasts that give investors confidence with:

  • Everything in Foundations, plus:
  • Monthly fractional CFO support
  • 5-year forecasts and cash flow modelling
  • Budget and KPI alignment to OKRs
  • Fundraising support

Growth at Scale — From £4,000 per month

For businesses with £5m+ ARR and 20+ employees.

Create the financial infrastructure for international growth and exit readiness with:

  • Everything in Growth plus:
  • Process automation and system implementation
  • M&A integration
  • International expansion
  • Exit strategy planning

The SaaS Scaler Approach

Foundations

Establishing clean reporting, a SaaS P&L structure, and the right systems to give you reliable data you can trust.

Growth

Building 5-year forecasts, cohort analysis, KPI dashboards, and the international compliance infrastructure to scale with confidence.

Leadership

Board-ready reporting and presentations, strategic decision support, and ongoing partnership as your business scales.

Ready to get clarity on your numbers?

If your finance function isn't giving you the clarity you need to make confident decisions, let's talk. Book a 30-minute intro call and I'll tell you honestly whether I can help.

FAQ

Fractional CFO Services for SaaS & AI Founders

Common questions about fractional CFO services, SaaS finance, and working with SaaS Scaler — answered clearly.

What is a Fractional CFO?

The Simple Definition

A fractional CFO is an experienced Chief Financial Officer who works with your business on a part-time basis — typically one or two days per week — rather than as a full-time hire. You get strategic financial leadership, board-level reporting, and hands-on finance expertise at a fraction of the cost.

The Right Fit

For SaaS and AI businesses between £0.3M and £10M ARR, a fractional CFO is often the ideal solution. You need someone who understands subscription economics and investor expectations, but don't yet have the budget or need for a full-time hire.

How is it Different from an Accountant or Bookkeeper?

Bookkeeper

Records transactions and keeps your books up to date. Tells you what happened.

Accountant

Handles compliance — tax returns, statutory accounts, and regulatory filings. Makes sure it's compliant.

Fractional CFO

Works at a strategic level: modelling, forecasting, board reporting, SaaS metrics, and fundraise prep. Tells you what it means and what to do next.

Your bookkeeper tells you what happened, your accountant makes sure it's compliant, and your fractional CFO tells you what it means and what to do next.

When Should a SaaS Startup Hire a Fractional CFO?

Most SaaS businesses benefit from a fractional CFO once they reach £0.3M to £0.5M ARR and face decisions about scaling, fundraising, or international expansion.

Fundraising Round

You're preparing for a funding round and need your numbers, forecasts, and data room in shape.

Sophisticated Reporting

Your board or investors are asking for more sophisticated reporting than your bookkeeper can provide.

International Expansion

You're expanding internationally and need to understand multi-entity structures, transfer pricing, and cross-border tax.

Unit Economics Clarity

You're growing fast but don't have clear visibility on unit economics, cash runway, or profitability by segment.

Financial Infrastructure

You need someone to build the financial infrastructure that will support your next stage of growth.

Can a Fractional CFO Help with Fundraising?

Yes. Fundraise preparation is one of the most common reasons SaaS founders bring in a fractional CFO. Having a qualified, experienced CFO alongside you during the fundraise process significantly strengthens your credibility with investors. Each of these steps is handled end-to-end, ensuring your business is presented in the most compelling and credible light possible.

01

Financial Model

Build model with clear assumptions

02

SaaS Metrics

Calculate ARR, MRR, GRR, NRR, LTV, CAC

03

Due Diligence

Support Q&A and provide financial detail

04

Stress-Test

Validate forecasts and unit economics

05

Investor Reporting

Prepare clean, investor-ready data room

Working with SaaS Scaler

What Does the Engagement Look Like?

SaaS Scaler embeds directly into your business as a core part of your team, with one or two dedicated days per week. This includes joining your Slack, working in your accounting and reporting systems, attending board meetings, and working alongside your existing finance team.

Engagements begin with foundations — cleaning up reporting and building a SaaS P&L structure — before moving to growth: 5-year forecasts, cohort analysis, KPI dashboards, and strategic finance work.

Who Does SaaS Scaler Work With?

Investor-backed SaaS and AI businesses between £0.3M and £10M ARR scaling internationally. Clients are typically:

  • VC or PE-backed
  • Operating across multiple currencies and jurisdictions
  • Facing the specific financial challenges of subscription businesses

Currently working with 3 clients ranging from £200K ARR to £6M ARR.

About Kirsten Munn

SaaS Scaler is led by Kirsten Munn, a highly qualified finance professional with deep expertise in SaaS and AI businesses.

ICAEW (ACA)

Chartered accountancy qualification from the Institute of Chartered Accountants in England and Wales.

US CPA

Certified Public Accountant qualification, enabling cross-border financial expertise across UK and US markets.

Advanced Financial Modelling

Certification from the Financial Modelling Institute — the gold standard for financial model construction.

20 Years' Experience

Big 4 training at EY, KPMG, and Deloitte. International roles in Tokyo and the US. Senior finance positions in PE and VC-backed SaaS scale-ups.

SaaS Metrics You Should Be Tracking

The right metrics depend on your stage and what decisions you're making. A fractional CFO can help you identify which metrics matter most and ensure they're calculated consistently and reported clearly.

What is a SaaS P&L and Why Does It Matter?

What is it?

A SaaS P&L restructures your management accounts to reflect how a subscription business actually works. Instead of a generic income statement, it:

  • Separates revenue by type — recurring vs. non-recurring
  • Groups costs by function — cost of revenue, sales and marketing, R&D, and G&A
  • Calculates key margins like gross margin and operating margin

Why Does It Matter?

Investor Expectations: Investors, board members, and potential acquirers expect to see your financials in this format. It signals financial maturity and credibility.

Profitability Clarity: It gives you much clearer visibility into what's driving your profitability and where to invest for maximum return.

How Much Does a Fractional CFO Cost?

Fractional CFO fees vary based on scope, complexity, and time commitment. The key comparison point is against a full-time CFO hire.

Full-Time CFO

£150K – £250K+ per year including benefits and equity. A significant overhead for a business up to £10M ARR.

Fractional CFO

Significantly less than a full-time hire, while delivering senior-level strategic finance expertise tailored to your stage.

How Do I Get Started?

It's straightforward. Here's what happens when you reach out:

01

Book a 30-Minute Intro Call

No commitment required. Just a conversation about your business.

02

Discuss Your Situation

We'll talk about where you are now and what financial infrastructure you need to reach the next stage.

03

Receive a Tailored Proposal

If there's a good fit, you'll receive a clear proposal with milestones and expected outcomes.

Ready to Scale with Confidence?

SaaS Scaler works with investor-backed SaaS and AI founders who are serious about building the financial infrastructure to support their next stage of growth. If you have up to £10M ARR and are facing decisions about fundraising, international expansion, or scaling — let's talk.

Strategic Finance

Board reporting, financial modelling, and SaaS metrics that give you and your investors full confidence.

Fundraise Ready

Data rooms, investor-ready forecasts, and a qualified CFO by your side throughout the process.

International Scale

Multi-entity structures, transfer pricing, and cross-border tax expertise for global SaaS businesses.